There is nothing cheap about homeownership. Any number of maladies – large or small – can happen at your home sweet home. And since your name is on the mortgage, when something goes wrong it’s up to you to fix it.
You can’t always stop bad things from happening, but you can be prepared. Take a look at this guide to the 10 most costly household accidents.
1. Cracked tiles
Tiles are pretty sturdy, but they have been known to break now and then. If you have this problem in your bathroom, it’s pretty easy and inexpensive to fix. Simply remove the tiles, apply some adhesive and glue in the replacements. Of course, you will want to make sure that the new tiles match the old ones. You will also want to give your repairs plenty of time to dry, so they will be secure.
2. Broken window
Broken windows can happen at any time. Whether it is from a wayward toy the neighbor kids were playing with or a freak accident inside your home, chances are high that you will eventually have to deal with a broken window sometime in your life. To fix a broken window pane, you’ll have to have an expert remove the broken pane, cut a new piece of glass and then fit it into the existing window. Of course, if the break is severe you may have to replace the window entirely. There is an upside to replacing old windows with newer models. You could earn back the money you spend in the form of increased energy efficiency.
3. Broken door frame
There are several reasons for a broken door frame. It could be due to trauma – like someone or something hitting it too hard. Your door frame could be injured due to someone forcing a door that doesn’t quite fit anymore. Doors and frames can warp if they’re wooden. If your house is extra moist, that could cause the fit to change as well. It could also be due to your home shifting in the foundation. This could be a simple patch job, or the job could call for a professional to rip the entire frame out and rebuild a new one. Oh – and if too much moisture in the atmosphere is the cause of your door frame problems you may want to get to the bottom of that, too!
4. Flooded basement
When your basement floods, you have two main problems. You’ll want to get the water out as quickly as you can, and you’ll want to make sure it doesn’t happen again. To get the water out, you may want to call in the pros. Professionals know how to dry your carpet, salvage your belongings and make sure you aren’t left with a smelly basement. After that, you’ll want a plumbing pro to help you figure out how to make sure this doesn’t happen again. You may need a sump pump. Sump pumps work by pumping water away from your home’s foundation and depositing it somewhere safe.
5. Sewage backup
One cause of sewage backup is things that have been flushed down the toilet that shouldn’t be there. Some of the most common culprits are sanitary pads, hair, grease or even broken dishware. Tree roots that have grown into or around the pipes can also cause sewage backup. Another cause is simply old and deteriorating pipes. You and your local city or town share responsibility of sewer pipes. You are responsible for the portion of sewer line that runs from your house to the main line under your street. That means that if you discover a sewage backup problem that only seems to be affecting your house – it’s up to you to find a plumber and have it fixed yourself.
6. Tree fall
Roof damage from a tree fall can cause some pretty serious structural damage to your home. Of course, this depends on how large the tree was and the amount of force with which it hit your house. This kind of accident can damage your roof’s shingles at the very least, and in the worst case scenario, leave you with a giant hole in your house. Once your house has taken a major hit, it’s not safe for you to be inside. You’ll want to get out bring out a roofing expert as soon as you can. Even if the damage was not severe, you’ll want to get any damage taken care of right away to avoid water, debris or even unwanted pests getting inside your home and creating even more damage.
7. Chinese drywall
This is the name for drywall manufactured in China and imported to the United States between 2004 and 2009. This drywall has been reported to cause respiratory problems like asthma attacks, chronic cough and difficulty breathing. It’s also been said to give off a foul smell like rotten eggs. Experts have also noted that it can turn coppery surfaces black and coppery. If you have this problematic drywall in your home, the U.S. Consumer Product Safety Commission suggests replacing it. Go here for even more information from them: http://www.cpsc.gov/info/drywall/how.html
8. Structural water damage
This is a biggie because it can cause widespread problems throughout your home. It may take you a while to even realize that you have water damage in your home. Some clues that you do: noticing spots of mold growth, buckling or warping wood or a bad smell. If you notice these things, bring in an expert right away. He or she can do an in-depth anylysis of your home to figure out what areas are affected, how to dry them up and how to prevent the problem in the future. It’s important to act fast if water damage is your problem because it can spread quickly and can even affect your health!
9. Gas explosion
A gas explosion has to be one of the scariest – and most deadly – home accidents there is. A gas explosion happens when a gas leak is exposed to an ignition source. These incidents can leave you and your family members with serious injury – it can even kill. Make sure you have working smoke detectors on each floor of your home. It’s also important to install carbon monoxide detectors there, too. Never store flammable liquids near your furnace or gas water heater. You should also keep the area around the water heater free of clutter. If you smell natural gas in your home, leave it right away. Don’t turn on anything or even use a phone to call 911 until after you have left the building.
10. House fire
A house fire can be just as deadly and cause just as much devastation as a gas explosion. Something as small as a tea light can lead to flames that can consume an entire house. However, there are lots of things you can do to make sure you keep your home and your family safe from fire. First, make sure you put up several smoke detectors throughout your house. You should also check your smoke detectors to make sure they are still working and replace the batteries as needed. Invest in a fire extinguisher to keep in your kitchen and learn how to use it. Also, you may want to consider using flameless candles instead of the traditional kind. Flameless candles give you the look of traditional candles without putting yourself at risk for fire.
Whether your problem is large or small, it’s important to handle household incidents right away. That’s because a minor problem can quickly snowball into a larger (and more expensive) one if you let it. Also, make sure to get licensed and experienced professionals to take care of your home. You can find a whole host of them on RedBeacon.com. Remember, you invest your hard-earned money in your home – you deserve to have it healthy and whole!