Storm damage can occur to a home from a variety of environmental threats. Depending on your geographic location, your home might receive damage from hail, wind, rain, lightning, snow and ice. If your home sustains damage, repairing the destruction will be a priority.
Expenses incurred from specific storm damage might fall under the umbrella of homeowner’s insurance. Compensation from your insurance company will provide funds to use for home restoration. As you consider and plan the work on your home, hiring a professional will guarantee expert results.
1.Types of Storm Damage
A severe hailstorm can create significant damage to the exterior of a home, including the roof, siding and windows. Thunderstorms often involve wind, rain, hail and lightning. The resulting damage from a thunderstorm could be exterior damage to the roof, siding and windows. Lightning damage might involve structural fires and power outages due to an electrical surge. Ice storms often cause structural damage and deterioration to electrical systems. Heavy snow might cause structural damage to a roof and it could also contribute to trees and power lines coming down near, or on a house. Flooding can cause severe devastation to a home, both inside and outside. The winds that accompany hurricanes and tornadoes can also create severe structural damage to a home, including roofs, siding and windows.
2.Assessing a Home
Some storm damage is severe and obvious, and you will know without a doubt that your house has serious problems. Devastating damage that tears the roof off the house or desecrates portions of your home will need immediate attention. Other types of damage can be less apparent. Disturbance to the roof or siding of your home might appear minor, but if left unresolved, major issues can result. If moisture gets in under roofing or behind siding, you may encounter decay, leaks and even widespread mold issues in your home.
3.Professionals to Hire
Examine your home after a storm to find all damage issues. Hire a professional to come to your home to conduct a storm inspection to assess the destruction and provide recommendations for restoration. This professional can submit findings to an insurance company that will allow you to file a claim.
A general contractor is the ideal professional to hire for storm damage restoration. Some general contractors even specialize in storm restoration projects. This professional possesses a license, certification and insurance to work in your state, ensuring that the work you receive will be of high quality. The general contractor will also have extensive experience working with an insurance company and navigating the process of insurance damage adjustments. The general contractor can advocate for you with the insurance company to certify that you receive a fair and equitable settlement. With a general contractor working on the restoration project, you have the assurance that your project will restore the structural integrity and beautiful appearance of your home.
4.Repair Work Overview
The restoration work involved for your home depends on the type of storm damage your home incurred. Wind and hail damage usually involves exterior work on the roof, siding or windows. Flooding and water damage typically involves interior work to remove the water-soaked materials, including wallboard, flooring, insulation and furniture. Once the contractor removes the flood-damaged materials, the next step involves drying out the home to ensure that mold spores do not populate after restoration. Once the home is dry, the contractor can begin rebuilding the damaged areas.
Homeowners can have difficulty working with insurance adjustors when submitting a claim for damage. Insurance companies have differing policies and criteria for claims, making the process challenging for a novice homeowner. A professional contractor should have experience working with insurance companies, which should help you receive the best results with a submitted claim.
If a homeowner does not immediately realize his home sustained storm damage, severe incidental damage might occur, including moisture and mold. These issues can create a situation of escalating damage. What started as a few missing shingles can morph into a serious moisture issue in the roofing substrate materials and the attic underneath.
6.Costs for Storm Restoration
With a professional team of storm renovators on your project, you can expect to pay between $135 and $952, depending on the extent of the damage and your geographical location. Before proceeding with the project, you will receive an estimate of the costs to help you plan and budget for the expenses.